Retirement countdown clock

Give this retirement countdown your birth date and the age you'll stop working. It counts the days and the Mondays left.

How long until I can retire?

Put your birth date in below and I'll look it up.

-- Mondays left.

Birth date Retirement age

Retirement ages by country

Retirement ages in the US, UK and Australia

Pension	Age	When people stop
US Social Security, full	67 if born in 1960 or later; 66 and 2 to 10 months for 1955 to 1959	Retirees say they stopped at a median 62; workers expect 65
US Social Security, earliest	62, paid 30% less a month when full age is 67	46% of retirees left work earlier than they planned
UK State Pension	66, rising to 67 between 2026 and 2028 and to 68 between 2044 and 2046	Average age leaving work in 2024: men 65.7, women 64.5
Australian Age Pension	67	People 45 and over who retired in 2024-25 stopped at 63.8 on average

Pension age rules in the US, UK and Australia

The US: 62

Social Security can start paying at 62. Even so, 39% of workers expect to work until 70 or later, or never retire.

If you were born on the 1st of a month, Social Security counts you as born in the month before. A January 1 birthday counts as December of the year before. The clock’s count to full retirement age follows the same rule. For a birthday on the 1st, it ends on the last day of the month before your birthday month.

The UK: 66, then 67, then 68

State Pension age is 66 and rising. Your birth date sets yours.

Born	State Pension age
April 6, 1960 to March 5, 1961	66 and 1 to 11 months
March 6, 1961 to April 5, 1977	67
April 6, 1977 to April 5, 1978	A date between 2044 and 2046
April 6, 1978 or later	68

A third review of the schedule is under way.

Australia: 67

The Age Pension starts at 67. That’s 1.4 years later than the age Australians 45 and over plan to stop working.

Australians 45 and over	Age
The age they plan to stop	65.6
Men who retired in 2024-25, on average	64.9
Women who retired in 2024-25, on average	62.7

Counting down to retirement

Working days until retirement

The working days until retirement are every Monday to Friday before your date, about 260 a year. Holidays and time off are in that count too, so the real number is lower.

Ten years out, there are about 520 Mondays left. Each one opens with a standup.

When to hand in your notice

Close to your date, hold your notice if layoffs are coming. A layoff usually brings a package, and a resignation brings a card. Our farewell message examples have retirement lines for that card.

A buyout a few months before your pension starts can pay for the gap. If your stock hasn’t vested, wait for it. Until then, you’re wearing golden handcuffs.

A retirement countdown clock for your desktop

To keep the countdown on your desktop, pin this page as a tab next to the countdown to 5pm. This one is the longest of our work day countdown clocks, and it checks the time again whenever you come back to the tab.

Questions about retirement countdowns

How to set a retirement countdown clock on iPhone?

Open this page in Safari and tap the More button, then Share, then Add to Home Screen. If it's not in the list, look under Edit Actions. Turn on Open as Web App and tap Add, and the countdown gets its own icon and opens like an app.

How to create a retirement countdown?

Put your birth date in the field above, then pick a pension age from the list or choose your own. The count runs to the day you reach that age, down to the second.

Is there a free online countdown clock for retirement?

Yes, this one. It costs nothing and needs no account, and nothing you enter leaves your device.

What is the retirement age in the UK?

66, the State Pension age, and it's rising. Anyone born from March 6, 1961 to April 5, 1977 reaches it at 67, and anyone born from April 6, 1978 at 68.

What is the retirement age in Australia?

67 in 2026, the age the Age Pension starts. Australians 45 and over plan to stop at 65.6 on average, and those who retired in 2024-25 stopped at 64.9 for men and 62.7 for women.

Sources

The 7 sources behind this page